Ebates / Blog Frog Valentine’s Day Chat Tonight…!

Valentines DayEbates / Blog Frog Valentine’s Day Chat Tonight…

Come join us tonight, February the 9th at 6pm CST for a fun chat in the Frugal Living Community on the Blog Frog

We are being hosted by our favorite shopping site Ebates...!

There will be a lot of fun ideas shared for Valentine’s Day as well as coupons…..oh, and there will be prizes in the form of gift cards to many favorite retailers given out to winning participants :)

Link to the Frugal Living Community chat – this discussion thread will turn live at 6pm CST for the chat!

If you haven’t joined the community yet you should come back and see all the fun we are having. A lot of great discussions, money saving tips and sharing of stories. We’d love to have you!

If you haven’t joined go to the Frugal Living Community first and sign up!

I Have My Coupons…Now What? – Live Chat on Blog Frog

Blog FrogI Have My Coupons….Now What? Live Chat on the Blog Frog….

Would love to have you all join the discussion!

As most of you know by now I am a Frugal Living Community Leader on The Blog Frog. I have been asked to come back again for February….NICE……and I’m going to kick it off tonight with a LIVE Chat (very cool)…!

When? – Tonight, February 3rd from 8-9pm CST.

What we Chatting About? – The chat will be around the subject…”I Have my coupons…now what? – tips for when you get to the store”

Sounds great….now what?

To join the chat, first make sure you are registered with Blog Frog – totally worth it…..Oh, and FREE..! Then go to the Frugal Living Community or just click here to go straight to the chat.

The discussion thread will become live at 8pm CST (meaning will turn into the chat)

I will be hosting the chat and there will be other Frugal Living Community members there as well. It’s going to be a lot of fun and very informative!

So come join us….even if only for a few minutes!

The Blog Frog – Frugal Living Community January

Join Frugal Living buttonThe Blog Frog – Frugal Living Community

Just a reminder to come join us over at the Frugal Living community on blog frog! A lot of great discussions, helpful hints etc on living frugal and couponing……

I am one of a great group of Frugal Community Leaders that are there to assist and answer your questions.

If you didn’t get a chance to check it out last month….than try and come and see what it is all about! This is a great place to ask questions and meet other people interested in saving money too.

For January and into February we will be discussing things like the Super Bowl, Valentine’s Day etc….and tips on saving money.

The Frugal Living Community is brought to us by Ebates…

Sign Up for Ebates

About Ebates:

It is an AWESOME way to save money. Basically if you shop through them they give you a percentage back on all your purchases. It works because they get a referral fee from the stores and they give you a percentage of that money they earn! Almost every store you can think of is available through Ebates (at different percentage rates).

Frugal Living Community – The Blog Frog

Join Frugal Living buttonFrugal Living Community – The Blog Frog!

I’m very excited to say that I have been asked to be a community leader again for the month of December at the Frugal Living community on blog frog!

Had a lot of fun in November chatting with the other community members and answering questions about saving money and couponing. Looking forward to another great month.

If you didn’t get a chance to check it out last month….than try and come and see what it is all about! This is a great place to ask questions and meet other people interested in saving money too.

Plus, we are concentrating again on Frugal Holiday ideas and ways to save money this holiday season. Some great tips and information from other community leaders and members.

Talking Frugal and Saving With Your Kids

Money Saving Talking About Saving Money and Living More Frugal with your Kids

With the holidays coming, I’m sure most of us are trying to cut back on everyday spending so we can have a nice Christmas with our kids and families. So I thought it would be neat to share a story with everyone from when my wife and I first decided to squeeze the budget a little…..

Would love to hear your stories or thoughts as well!

Please comment here or join our discussion in the Frugal Living Community on BlogFrog!

So awhile back my wife and I had decided to start being more frugal, using coupons and cutting back on wasteful spending. Our goal was, and still is to pay off student loan and credit card debt quicker. So like any responsible parents we sat down our four children and explained to them that we were going to start being more frugal and saving money. We explained how they could do their part by helping with turning off lights when not in use, helping spot coupons, and not being wasteful.

A couple months later everything was cruising along just as we hoped. Our electric bill was smaller, our grocery budget saw a HUGE drop, and the kids were doing everything they could to help. They were bringing coupons home from school. They were reminding us to bring the reusable bags when we went shopping and telling us everything they could think of to help save money.

What I didn’t realize is how far they would go or what they were willing to give up for their parents. This is where I learned a very important lesson in communicating  money matters with my children.

See, what I forgot to explain to my children was even though we were using coupons and trying not to be wasteful that we were not broke and did not need to go without. What happened to enlighten me to this fact you ask? Well, two different incidents almost at the same time. First, I overheard my 9 year old daughter who loves to read books more than anything talking to a good friend of ours who the children call “Uncle Mike”. They were talking about what books she had read lately and such when all of a sudden I heard her ask “Uncle Mike” if he would send her some money to buy some books because we were saving money and couldn’t afford it. After I picked myself up of the floor and explained to my good friend that we were indeed not broke my wife came to me with incident #2. It seems my oldest daughter, who was 14 the time ,and my wife were talking. The topic of conversation was the homecoming dance at her school that was taking place on that Friday (the next day). When my wife asked her why she wasn’t going or hadn’t brought it up earlier my daughter said she didn’t want us to have to spend the money for a new dress or the $25 admission ticket.

As you can imagine my wife and I saw our mistake very quickly and called a family meeting. We sat the children down and explained to them in more detail why we were saving and that by no means were we broke. We told them that what we wanted to do was still buy the same things that we always have for them but make sure we were being smarter with our purchases. With the dress for example, we explained by saving that didn’t mean not buying a dress and doing without, it meant we would look for a dress she liked that was on sale or clearance or  one in which we had a coupon.

Since these incidents, we have learned a few other tricks. The most effective one, I will share. Whether we are buying basketball shoes, school clothes, supplies, or a special dinner out, we always give the kids “a budget” and let them, with guidance, get the most for their money. I will tell you, when you give kids a budget and they look at that money as theirs opposed to yours, they will spend more wisely.  For example, my eldest needed new jeans. We gave her a $50 budget and told her the jeans she bought had to last her because she would not get any more money for jeans until spring. Before she and my wife left for the shopping trip,  she was on Coupon Dad printing coupons to her favorite retailers. Destiny has become a very frugal and smart shopper because she went to a store that had a BOGO on their jeans and used a coupon! So she bought 3 pairs of jeans and  stayed under budget with $9 to spare (which makes Dad happy…LOL) making each pair around $14 for high quality, name brand jeans. Not to shabby!

Now it is a contest within our family to see who can save the most money. My wife and I feel the frugal living and saving money talks we have with our children are very important because now our children don’t have to learn this lesson the hard way!